Well, while driving to work today, a geezer in a late model Toyota SUV, thought it'd be a good idea to try executing a left hand turn right in front of me. I managed to get off the road to the right and go around him, hitting an asphalt berm in the process. When I turned around and went back to the parking lot, the geezer was incommunicado and the proprietor of the establishment was unable to say anything beyond "I don't nothing about that."

So, I take down the geezer's license plate number and call my insurance company. Well, that take down the information about three different times, recording it at one point, and then inform me that I have a $500 deductible and do I want to get the work done through them or just pay it myself.

So, because I didn't verbally accost the geezer, demanding that he give me his insurance information, I get to pay for the damages. The geezer did not appear to have any comprehension of what I was talking about. From the point of view of the insurance company, I would have been better off if I had slammed right into the side of that senile motherfucker's vehicle. I fucking hate insurance and I fucking hate people who are too fucking old too drive, but don't get their licenses revoked because it'd be sad for them to lose their mobility.